Mercy Charity Care

Uninsured Discounts and Financial Assistance

As a part of our healing ministry, Mercy is committed to providing quality healthcare services to patients regardless of their financial situation. We offer uninsured patient discounts for those who do not have insurance and financial assistance for patients who are in financial need.

Uninsured Patient Discounts

We will provide a discount from the hospital’s regular billed charges to patients who do not have insurance. This includes patients whose financial situation normally would not otherwise qualify them for financial assistance. The discount for all uninsured patients is 35% Patients without insurance whose financial situation qualifies them for charity care discounts (see Eligibility Guidelines below) must first find out if they are eligible for Medicaid before applying for financial assistance. Patients denied Medicaid eligibility then must provide certain information to show financial need.

Financial Assistance

Mercy grants hospital financial assistance to patients for emergency and other medically necessary care based on need as determined by the Federal Poverty Guidelines which consider household income and family size.  Financial assistance is also subject to an asset test.  Patients who qualify for financial assistance will not be required to pay more than amounts generally billed to individuals who have insurance covering such care.  The amount generally billed to individuals who have insurance is established as a percentage discount based on a look back method considering discounts provided to Mercy’s contracted commercial managed care plans.  The Mercy Financial Assistance Guidelines references the Federal Poverty Levels; up to 400%.

Mercy Financial Assistance Guidelines

Charity Levels Family Size
Level %FPG Discount Max
Out of
Pocket
1 2 3 4 5 6 7 8
Household Income
I 0-100 100% $- $0-
11,490
$0-
15,510
$0-
19,530
$0-
23,550
$0-
27,570
$0-
31,590
$0-
35,610
$0-
39,630
II 101-150 90% $450 $11,491-
17,235
$15,511-
23,265
$19,531-
29,295
$23,551-
35,325
$41,356-
55,140
$47,386-
63,180
$35,611-
53,415
$39,631-
59,445
III 151-200 80% $900 $17,236-
22,980
$23,266-
31,020
$29,296-
39,060
$35,326-
47,100
$41,356-
55,140
$47,386-
63,180
$53,416-
71,220
$59,446-
79,260
IV 201-250 70% $1,350 $22,981-
28,725
$31,021-
38,775
$39,061-
48,825
$47,101-
58,875
$55,141-
68,925
$63,181-
78,975
$71,221-
89,025
$79,261-
99,075
V 251-300 70% $1,800 $28,726-
34,470
$38,776-
46,530
$48,826-
58,590
$58,876-
70,650
$68,926-
82,710
$78,976-
94,770
$89,026-
106,830
$99,076-
118,
VI 301-350 70% $2,250 $34,471-
40,215
$46,531-
54,285
$58,591-
68,355
$70,651-
82,425
$82,711-
96,495
$94,771-
96,495
$106,831-
124,635
$118,891-
138,705
VII 351-400 70% $2,700 $40,216-
45,960
$54,286-
62,040
$68,356-
78,120
$82,426-
94,200
$96,496-
110,280
$110,566-
126,360
$124,636-
142,440
$138,706-
158,520
                       
Medical Indigence 20% of
Household
Income
 

Additional Financial Assistance

After appropriate discounts have been applied, arrangements may be made for an interest-free, monthly payment plan. Generally, no patient’s financial responsibility will be greater than 20% of annual household income, adjusted to consider availability of other assets that could be used toward making payments.

If you have concerns about your ability to pay for your care or questions about financial assistance or charity care discounts, please call toll free 855-420-7900.

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