Medicare Coverage Options

What is Medicare?

Medicare is health insurance provided by the federal government. It's available to people on disability and to all Americans 65 or over, regardless of health or income, to cover or lower the costs of staying healthy.

Medicare Coverage Options

When you enroll in Medicare, you can choose from:

  • Original Medicare - This plan includes Part A (hospital insurance) and Part B (medical insurance). You also can add Part D (prescription drug coverage) and Medicare supplement insurance.
  • Medicare Advantage (Part C) – This is extra coverage provided by private insurers which covers or lowers the cost of services not covered by Original Medicare (like vision and dental).

Medicare coverage changes from year to year, and your plan’s benefits might change too. Comparing Medicare plans could result in cost savings and/or expanded benefits for the following year.

Overview of Medicare Enrollment Periods

Know your key dates for coverage enrollment:

Initial Enrollment Period

The initial enrollment period is a 7-month period that includes three months before you turn 65, your birth month and three months after you turn 65.

Annual Enrollment Period

The Medicare Annual Enrollment Period (AEP) occurs each fall from October 15 - December 7, during which you can join, drop or change Medicare coverage.

Medicare Education Seminars

The Medicare Annual Election Period (October 15 – December 7) allows patients covered by Medicare to alter or add to their plans. You may want to explore your options and consider changing your current Medicare coverage to help manage co-pays and other out-of-pocket medical expenses.

Mercy and Medicare Advantage plans are hosting informational sessions for those eligible for Medicare or interested in learning more about Medicare coverage. Mercy is offering virtual educational events via Microsoft Teams. Local Medicare Advantage plans are hosting in-person sessions. Registration is required.

Medicare Help & Support

Choosing the right Medicare plan can be difficult. It’s helpful to talk through your unique Medicare needs with trusted resources to help guide your journey.

Help Choosing a Medicare Plan

Compare & Enroll


Serviced by MedicareCompareUSA

Phone: (888)-752-5174, TTY 711

Get started at:

Schedule a Medicare Consultation

Schedule a consultation with a licensed, independent Medicare expert in your community. Learn about your Medicare coverage options by contacting a local insurance agent, contacting Medicare directly at 800-MEDICARE, or visiting

We are also offering a variety of on-site broker visits between October 15 and December 7, 2023. Click here to find one near you.

Current Medicare Advantage plans in network with Mercy in the St. Louis area are Aetna, Allwell, Anthem, Cigna, Essence, Humana, and United Healthcare. Find St. Louis area Mercy locations with Medicare brokers onsite here.

St. Louis Independent Medicare Experts


Hovis & Associates


Phone: 888-613-6196

Email: [email protected]



Denny & Associates

Phone: 636-887-4700

Email: [email protected]


Current Medicare Advantage plans in network with Mercy in Arkansas are Aetna, Allwell, Arkansas Blue Cross Blue Shield, Cigna, Humana, and United Healthcare. Find Arkansas Mercy locations with Medicare brokers on site here. 

Arkansas Independent Medicare Experts


Kendal Price Insurance


Phone: 479-431-5632

Email: [email protected]


Current Medicare Advantage plans in network with Mercy in Oklahoma are Aetna, Blue Cross Blue Shield - OK, GlobalHealth, Humana, and United Healthcare. Find Oklahoma Mercy locations with Medicare brokers onsite here. 

Oklahoma Independent Medicare Experts

Navigating Medicare

Phone: 405-842-0494

Email: [email protected]


Current Medicare Advantage plans in network with Mercy in Southwest Missouri are Aetna, Allwell, Anthem, Humana, United Healthcare, and Wellcare by Allwell. Find Southwest Missouri Mercy locations with Medicare brokers onsite here.

Southwest Missouri Independent Medicare Experts


Osborn and Associates

Phone: 417-877-1336

Email: [email protected]


Washington, Missouri Independent Medicare Experts


Ming Senior Services

Address: 203 E. Main Street, Suite B, Union, MO 63084

Phone: 636-583-1509



Wilson & Co Insurance

Address: 802 Rainbow Drive, Washington, MO 63090

Phone: 636-239-2460


Medicare Coverage FAQs

Find answers to the most commonly asked questions about Medicare coverage. View FAQs